Handlooms Weavers Comprehensive Welfare Scheme | Commissioner of Cottage and Rural Industries

Health Insurance Scheme

The Health Insurance Scheme aims at financially enabling the weaver community to access the best of healthcare facilities in the country. The scheme is to cover not only the weaver but his wife and two children, to cover all pre-existing diseases as well as new diseases and keeping substantial provision for OPD. The ancillary Handlooms workers like those engaged in warping, winding, dyeing, printing, finishing, sizing, Jhala making, Jacquard cutting etc. are also eligible to be covered.
 
ELIGIBILITY:- 
For availing the benefits under the ‘Health Insurance Scheme for handloom weavers’, (hereinafter the word “weaver” shall include the ancillary handlooms workers like those engaged in warping, winding, dyeing, printing, finishing, sizing, Jhala making, Jacquard cutting etc. The weaver should fulfill the following conditions:-

  • The weaver should be earning at least 50% of his income from handloom weaving.
  • All weavers, whether male or female, are eligible to be covered under the “Health Insurance Scheme”. The scheme will cover the weaver’s family of four i.e. self, spouse and two children. The scheme is to cover people between age group of 1 day to 80 years.
  • It will be the responsibility of the State Director In charge and ICICI to ensure that women weavers, weavers belonging to minorities and weavers of NER States (Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura and Sikkim) are given adequate representation while implementing the scheme.
  • The weavers belonging to the State Handloom Development Corporations/Apex/Primary Handloom Weavers’ Cooperative Societies will be covered under the Scheme. Weavers outside co-operatives can also be covered under the scheme on a certificate from the State Directorate of Handlooms that they are fulfilling the eligibility conditions.
  • It will be the responsibility of the State Director in charge of Handlooms to verify the eligibility of the weavers and ancillary workers, who will be the beneficiaries of the scheme.

Premium:

I

Contribution by the Govt. of India

Rs.769.36/ per annum

II

Contribution by the Handloom weaver/ state Govt.

Rs.20.40/ per annum

III

GoG contribution
(as per Government’s resolution dt.5/2/2011)

Rs.150.50/ per annum

 

Total premium

Rs.939.76/- per annum

Implementing Agency: 
ICICI Lombard General Insurance Company Ltd.

BENEFITS 
(in Rs.)

Annual Limit per family (1+3)

15,000/-

Sub Limits per Family:

All pre-existing Diseases + New Diseases

15,000/-

Maternity Benefits (per child for the first two)

2,500/-

Dental treatment

250/-

Eye treatment

75/-

Spectacles

250/-

Domiciliary Hospitalisation

4,000/-

Ayurvedic/Unani/Homeopathic/Siddha

4,000/-

Hospitalisation (including pre and post)

15,000/-

Baby coverage

500/-

OPD

7,500/-

Limit per illness

7,500/-